Anonymous
Getting a credit card: Credit card
I account was opened with Barclays under my name that is fraudulent. I am recent victim of identity theft.
Reviews
4
Average
Response rate
0%
Resolution rate
0%
Anonymous
I account was opened with Barclays under my name that is fraudulent. I am recent victim of identity theft.
Anonymous
I disputed a charge after the merchant failed to provide the services as represented and misrepresented the value and usability of the membership. I submitted detailed documentation supporting my dispute, including correspondence with the merchant, evidence of delays in providing access, proof of my cancellation request, screenshots showing lack of availability, and comparative pricing demonstrating that the services were significantly misrepresented. Despite receiving my dispute and supporting documentation, the company failed to conduct a reasonable investigation. My dispute was denied without meaningfully addressing the evidence I submitted. I was not provided with a detailed explanation of how my evidence was reviewed or why it was rejected. I believe the company failed to comply with its obligations under applicable consumer protection laws by not conducting a fair and reasonable investigation. I respectfully request that the CFPB require the company to perform a proper review of all submitted evidence, reconsider my dispute, and provide a detailed explanation of the basis for its decision.
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I accidentally made a charge on my credit card and contacted the The vendor immediately and they waited two days to get back to me. I wanted to cancel it then when they finally did, I explained to them what happened and they said they would take care of the problem. The charge appeared on my credit card. I contacted my credit card company and they said they investigated it and turned me down and the charge came back on my card. Furthermore, I never received the product because the company evidently never sent it after I complained to them about being charged incorrectly. My credit card company is doing nothing to help me after waiting for 60 days. It is Barclays Bank.
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I am formally disputing the validity of the alleged collection and charge-off account being reported under my name. This letter serves as a request for full debt validation pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C. 1692g ( b ) and the Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681i. I do not acknowledge this debt as valid. Before any further reporting, collection activity, or communication regarding this account continues, I am requesting that you provide the following : Verification of the debt, including the original signed contract or agreement bearing my signature. The complete payment history and itemized breakdown showing how the alleged balance was calculated. Proof of your legal authority to collect or report this debt, including a copy of any assignment or purchase agreement from the original creditor. The name, address, and contact information of the original creditor for proper verification.
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