Anonymous
Opening an account: Checking or savings account
I am writing to formally dispute information contained in my ChexSystems consumer report. I believe the record is inaccurate because it resulted from identity theft and may also include reporting errors by the financial institution. I did not authorize the activity associated with this record, and I request that ChexSystems conduct a thorough investigation under the applicable provisions of the Fair Credit Reporting Act. If the information can not be verified as accurate, I request that it be deleted from my consumer file immediately. I have reason to believe that fraudulent activity may have led to this record being reported. If necessary, I am prepared to provide supporting documentation, including an identity theft report, police report, FTC Identity Theft Report, or other evidence supporting my claim. Please provide me with the results of your investigation, including the name of the financial institution that reported the information and any documentation used to verify the record. If the information is found to be inaccurate or unverifiable, I request that it be removed from my ChexSystems report and that I receive an updated copy of my consumer report. Thank you for your prompt attention to this matter. I look forward to your written response. Sincerely,