Anonymous
Attempts to collect debt not owed: Debt collection
I am disputing this account as identity theft and inaccurate reporting. This account was opened without my authorization. The furnisher claims my identification matches records used to open the account ; however, I did not apply for, sign, or authorize this lease or any related agreement. The lease provided contains a signature that is not mine, and therefore does not establish that I executed this contract. I requested full verification records, including application details, identity authentication method, and electronic signature verification ( such as IP address, device logs, or audit trail ), but this information has not been provided. During my attempt to dispute this matter by phone, the call was terminated before I could fully present my dispute. I am requesting removal of this account unless complete and verifiable documentation is provided directly linking me to the execution and authorization of this agreement. I have filed an FTC Identity Theft Report regarding this matter. The furnisher has also responded directly to me outside the CFPB portal with the same lease and a validation letter. This response does not address my identity theft dispute or the fact that the signature on the lease does not match my signature. It also does not provide any verification records showing how my identity was authenticated or how the lease was attributed to me. The signature on the lease does not match my signature
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