False statements or representation: Debt collection

I am submitting this complaint because a collection account that was previously removed from my credit reports after my prior CFPB complaint has now been reported again by a different collection agency. I have documentation showing that the previous collection agency removed the account following the resolution of my earlier CFPB complaint. Despite that resolution, another collection agency has now purchased or been assigned the same alleged debt and began reporting it on my credit reports again. I dispute the accuracy, completeness, and legal basis for this reporting. Under the Fair Credit Reporting Act ( FCRA ) : 15 U.S.C. 1681s-2 ( a ) requires furnishers of information to provide accurate information to consumer reporting agencies. 15 U.S.C. 1681s-2 ( b ) requires furnishers to conduct a reasonable investigation after receiving notice of a dispute from a consumer reporting agency. 15 U.S.C. 1681e ( b ) requires consumer reporting agencies to follow reasonable procedures to assure maximum possible accuracy of information contained in consumer reports. 15 U.S.C. 1681i requires consumer reporting agencies to conduct a reasonable reinvestigation of disputed information. Additionally, under the Fair Debt Collection Practices Act ( FDCPA ) : 15 U.S.C. 1692e prohibits debt collectors from using any false, deceptive, or misleading representations in connection with the collection of a debt. 15 U.S.C. 1692f prohibits unfair or unconscionable means to collect or attempt to collect a debt. If applicable, 15 U.S.C. 1692g requires the debt collector to provide validation of the debt when required by law. Because this account was previously removed following my CFPB complaint, I request that the current collection agency provide competent evidence demonstrating : Their legal authority to collect the alleged debt. A complete chain of assignment or ownership from the original creditor to the current collector. Documentation establishing the amount claimed is accurate. Documentation demonstrating that their credit reporting complies with the Fair Credit Reporting Act and Fair Debt Collection Practices Act. If they can not provide competent evidence supporting the accuracy and legal basis for this reporting, I request that the account be immediately deleted from all consumer reporting agencies. I am attaching documentation showing : The previous CFPB complaint. The resolution of that complaint. Evidence that the prior collection account was removed. Documentation showing the new collection account has now appeared. I request that the CFPB investigate whether this re-reporting complies with the Fair Credit Reporting Act and the Fair Debt Collection Practices Act, require the company to substantiate its reporting, and require deletion of the account if it can not be verified as accurate and legally reportable. The previous company could not verify the debt.