Incorrect information on your report: Credit reporting or other personal consumer reports

* * Re : Demand for Reinvestigation and Description of Procedure Used * * To Whom It May Concern : I received your response to my CFPB complaint stating that you " contacted the data furnisher ( s ) '' and that the disputed information was " verified as accurate. '' A statement that the furnisher verified the account is not sufficient to satisfy your obligations under the Fair Credit Reporting Act. Pursuant to * * 15 U.S.C. 1681i ( a ) ( 7 ) * * and * * 15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) * *, I request a complete description of the procedure used during your reinvestigation, including : 1. The name, address, and telephone number of every person or entity contacted. 2. The method of communication used ( e.g., e-Oscar, telephone, mail, electronic transmission, or other ). 3. The specific documents, records, or evidence reviewed by Experian. 4. The date each communication occurred. 5. An explanation of how Experian independently determined the accuracy and completeness of the disputed information rather than merely accepting the furnisher 's response. If your reinvestigation consisted solely of forwarding my dispute to the furnisher and relying on its verification, please identify the statutory authority permitting such action as a reasonable reinvestigation under the FCRA. If you can not produce documentation demonstrating that the disputed information was independently verified as accurate and complete, I demand that the disputed information be deleted pursuant to * * 15 U.S.C. 1681i ( a ) ( 5 ) * *. Please provide your written response within the time permitted by the Fair Credit Reporting Act.