Anonymous
Repossession: Vehicle loan or lease
I am submitting this complaint because I believe Credit Acceptance Corporation is reporting inaccurate information regarding my auto loan to the consumer reporting agencies. The account is currently being reported as a closed account with a balance that I dispute. I requested that the company verify the accuracy of the information being furnished and provide documentation supporting the reporting. Specifically, I requested copies of the signed retail installment contract, the complete payment history, documentation supporting the reported repossession ( if applicable ), any legally required notices, and an itemized calculation of the balance. To date, I have not received sufficient documentation verifying the accuracy of the information being reported. Under the Fair Credit Reporting Act, companies that furnish information to consumer reporting agencies are required to report accurate information and investigate disputes regarding the accuracy of that information. I am requesting that Credit Acceptance conduct a thorough investigation and either : * Provide documentation verifying the complete accuracy of the account and all information being reported ; or * Correct or delete any information that can not be verified. I am seeking an accurate credit report and compliance with the Fair Credit Reporting Act. I request that Credit Acceptance provide a written explanation of its investigation and notify all consumer reporting agencies of any corrections or deletions that are required.
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