Anonymous
Attempts to collect debt not owed: Debt collection
I am filing this complaint because several collection accounts continue to be reported on my consumer credit reports. I dispute the accuracy and completeness of these accounts and have concerns that they are being reported without sufficient verification. I request that each collection agency provide competent evidence that I have a legal obligation to pay the alleged debt, including the original signed agreement, a complete itemized accounting of the balance, proof of assignment or ownership of the debt, and documentation establishing their legal authority to collect and report the account. If the collection agencies or furnishers can not provide this documentation, I request that these accounts be deleted from my credit reports in accordance with the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. I also request that all credit reporting agencies update my credit files to accurately reflect the results of the investigation.
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