Incorrect information on your report: Credit card

I respectfully dispute the late payment reporting on my account. First, I want to note that the account was never 60 days delinquent. The credit reporting reflects a 30-day late payment, and there should be no reporting whatsoever indicating that the account was 60 days late. Regarding the reported 30-day late payment, this was an isolated and unintentional situation that occurred while funds were being transferred between accounts. As a result, the funds were temporarily unavailable at the time the payment was due. This was not a result of an unwillingness to pay, financial neglect, or a pattern of missed payments. I have been a customer in good standing for many years and have maintained an excellent payment history. Prior to this isolated incident, I had never missed a payment on this account. As soon as I became aware of the issue, I immediately brought the account current and took corrective action by establishing automatic payments to ensure that this situation would not occur again. Given my longstanding positive payment history, the unique circumstances surrounding this isolated event, and my immediate efforts to remedy the situation, I respectfully request that the reported 30-day late payment be removed from my credit reporting. The late mark does not accurately reflect my overall history as a responsible customer and continues to have a disproportionate negative impact on my credit profile. I appreciate your review of this matter and respectfully request a goodwill adjustment and removal of the reported late payment from all credit reporting agencies. Thank you for your consideration.